Crop-Hail insures crops against much more than hail damage. In most cases, crops are also covered against loss due to fire while the crop is in the field, and numerous other perils are insured while the crop is in transit to the first place of storage. A Crop-Hail policy will also provide broad coverage on some crops while the crop is in storage. For some crops, other perils such as wind or winterkill can also be added to a Great American Crop-Hail policy. In most cases, a Crop-Hail policy will insure up to 100% of the expected value of a crop.